Most people are automatically enrolled in Medicare when they turn 65 if they are already receiving Social Security benefits. Others can sign up during the Initial Enrollment Period, which begins three months before the individual turns 65 and ends three months after their birthday month.

Original Medicare includes Part A and Part B and allows beneficiaries to see any doctor or hospital that accepts Medicare. Medicare Advantage (Part C) is offered by private insurance companies and may include additional benefits, such as vision and dental coverage, but may have network restrictions.

Costs can vary based on the part of Medicare. Part A is usually premium-free for those who have paid Medicare taxes for a certain period. Part B has a monthly premium, which can vary based on income. Part C and Part D costs depend on the specific plan chosen.

Medicare covers a variety of preventive services at no cost to beneficiaries, including annual wellness visits, screenings for certain diseases, and vaccinations.
If you have more specific questions or need further information, feel free to ask!

Absolutely! The most popular Medigap policy is Plan G which pays your 20% cost-sharing coverage that Original Medicare doesn’t cover. You can also see any Facility that accepts Medicare without needing referrals. There are some drawbacks though such as the monthly costs ($100 – $300/month), no DVH, no OTC cards, no transportation… etc.